Finding Savings in 2020!

By Lauren Harmon - Wednesday, May 06, 2020

This post is sponsored by Optum Perks but the content and opinions expressed here are my own.

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Life is bonkers right now, but at the same time I feel like I'm kind of finding my way in this 'new normal'. I'm adjusting, I suppose; I've found a new hobby in gardening, I've spent whole afternoons huddled up in blanket forts playing with my toddler, I've run through sprinklers like a kid again. I've also done more adult things like reorganizing my office, sorting through and donating clothes, and I even started redoing our budget.

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While redoing our budget and trying to save us some cash, I found some really interesting new ways to save - Optum Perks is one of the ways that I feel like would be valuable to almost everyone. We ALL have taken prescription meds at some point, right? I mean, we all know the costs usually associated with these medications and now... we all can use Optum Perks to save, of course - prices are subject to change over time!

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What exactly is Optum Perks? From antibiotics to your daily meds, Optum Perks will help you save some cash and provide you with a prescription coupon to save on almost all FDA-approved medications, outside of your insurance plan! Not only is it amazing that you can save, it's super easy to work the website to find a coupon. All you have to do is take 3 SUPER easy steps: search for your medications, find a deal that suits you, and save when you pick up your prescription from the pharmacy! I saved so much on a prescription - a full $18!

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Want to save up to 80% on your prescriptions? With no memberships, no fees, and access to almost all pharmacies (including over 64,000+ nationwide)! Speaking of pharmacies, I know we all are weary to go 'inside' a store right now - luckily you can still use the savings from Optum Perks in the drive-through pharmacy too! Just present this card & get your prescription savings!

Beyond medication savings, I've also been utilizing these different ways of finding savings:

  • I'm using our banking app to add "coupons" via our card and we've scored a few rebates that way! I've also set up a savings account and it automatically saves for us by rounding up to the nearest dollar each time we spend and inserting that in our savings account - such an easy way to make sure we are storing away some cash in this crazy time in our life.
  • Instead of paying for multiple music services we usually used in the car, we decided to cancel those and started using a piano teaching app instead. So we cut back on entertainment spending and we all are learning a new skill out of the deal too!
  • Lastly, we have officially learned to be adults and started meal planning a little better. Instead of just buying blindly and making what we have, we've started planning ahead for meals and saving on groceries by hunting for deals while shopping online!
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So tell me, what have you been up to during this time of change? How have you been saving some change? I'm eager to hear how this new way of life is going for you!

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6 comments

  1. I am also doing all these stuffbecause budget redoing is very important right now.

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  2. Optum perks! I've never heard of this before, this is awesome! I am all about savings now, we all need to.

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  3. Kristine Nicole Alessandra08 May, 2020 11:09

    We have been doing our best to live frugally during these uncertain times. We recycle left over food, we've learned how to use electricity wisely, and we use apps that offer points or discounts for paying for utilities online.

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  4. Any way you can save a little here and there counts because it all adds up! This is a great program to look into. Thanks for sharing!

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  5. Now is the time more than ever to start making saving s for sure as the economy is very uncertain xx

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  6. These are certainly awesome ways to save some cash! I tell you that during lockdown we've been saving more than usual. Firstly, transport and gas (fuel) has not been used for two months. Children care and other activities were also suspended (that is very expensive here! we've saved about 2k USD for that) also, I am a casual shopper, when I'm out and about I always drink coffee outside, buy flowers, invite friends out for dinner, and all of that is off right now. So frankly, we've done great until now.

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